Stylish Tiny Villa Living -- Is This One For You?

The villa, with sea views, is located within our family´s 17-acre plot of land, filled with fruit trees and away from the hustle and bustle of city life. It is a completely independent house, recently restored and fully equipped. The villa is located within our family´s 17-acre plot of land, a "Monte Algarvio" (rural typical Algarvian farm), filled with fruit trees and in a rural, very quiet and relaxing set with sea views, away from the hustle and bustle of the city life.

It is a completely independent house, recently restored and fully equipped. We have worked hard to ensure the property maintains its original charm and features, whilst renovating the exterior and interior.

The villa itself is divided into: living room, 2 bedrooms, kitchen, pantry, bathroom, terrace and patios. Accommodates 6 people (sofa bed in the living-room).

It is located near typical and charming villages, golf courses, beaches and the airport.

Besides the villas there is a large common outdoor lounge area with a small pool, which offers a 360º view, overlooking the grounds and with sea views. (set from June to September)

Want to build your own tiny home? Here are some financing tips!

If your tiny house will be on a foundation and meet building codes, you may be able to obtain a construction loan or mortgage. However, some banks won't loan money for a house that is under a certain square footage (often 600 square feet) or a certain price (for example, $50,000).

If your tiny house will be on wheels and you are buying it from a certified RV builder, you can get an RV loan. Terms are generally shorter and interest rates higher than for a conventional mortgage.

If traditional construction, mortgage, or RV loans aren't available for you, consider private or peer-to-peer lending like the Lending Club, Prosper, or Tiny House Lending.

Unsecured bank loans are also an option if your income is sufficient. The Lightstream division of Suntrust Bank offers tiny house loans for well qualified owners. Insurance can be obtained fairly easily for tiny houses built by certified RV manufacturers. For other tiny homes, finding insurance can be challenging. If you're going to build your own tiny house, contact potential companies before you start, as they may want to do inspections or see pictures of your tiny house as it's being built.

If your tiny house will be on a slab or foundation, then to be a legal residence, it must conform to building codes and most likely, go through the permitting process. If you follow this path and build in accordance with zoning & building regulations, I recommend using a realtor to help find your land. It can be tempting to try to save money by searching for cheap land from eBay or another auction site, but buyer beware! Without a professional involved, you'll need to be extra diligent in researching for issues like back taxes, liens, hazardous waste, former meth labs (especially with burned out buildings), mineral rights, water rights, moratoriums on building due to water scarcity (mostly in CA), depth of well needed to get water (mostly in the desert), minimum lot size required to build, whether there are wetlands on the property, whether there are endangered species there that prevent building (scrub jays in Florida), whether the property is landlocked or otherwise inaccessible, whether the photos are of the actual property or just the area, zoning, what the HOA rules are, etc. This information is rarely disclosed on eBay or Craigslist.

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